{"id":21152,"date":"2023-05-26T16:23:42","date_gmt":"2023-05-26T12:23:42","guid":{"rendered":"http:\/\/veteran.az\/?p=21152"},"modified":"2023-05-26T16:23:43","modified_gmt":"2023-05-26T12:23:43","slug":"ekspertd%c9%99n-pensiya-il%c9%99-bagli-muhum-t%c9%99klif","status":"publish","type":"post","link":"https:\/\/veteran.az\/?p=21152","title":{"rendered":"Ekspertd\u0259n pensiya il\u0259 ba\u011fl\u0131 m\u00fch\u00fcm T\u018fKL\u0130F"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u201cAz\u0259rbaycanda \u00f6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131 \u00e7\u0259tin deyil. Laz\u0131mi normativ h\u00fcquqi s\u0259n\u0259d layih\u0259l\u0259ri haz\u0131rlan\u0131r, m\u00fcvafiq prosedurlar icra edilir v\u0259 fond yarad\u0131l\u0131r. Burada \u00e7\u0259tin he\u00e7 n\u0259 yoxdur\u201d.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bunu iqtisad\u00e7\u0131-ekspert Eld\u0259niz \u018fmirov deyib.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ekspert bildirib ki, n\u0259tic\u0259d\u0259 v\u0259t\u0259nda\u015f ill\u0259rl\u0259 \u00f6z pensiya ehtiyat\u0131n\u0131 toplaya bil\u0259r:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAmma \u00e7\u0259tin olan bu fondun \u00f6z\u00fcn\u00fc do\u011frultmas\u0131d\u0131r. Ona g\u00f6r\u0259 d\u0259 10 il\u0259 \u00e7at\u0131r ki, m\u00fcxt\u0259lif vaxtlarda g\u00fcnd\u0259m\u0259 g\u0259lir v\u0259 az sonra m\u00f6vzu donur. \u00c7\u00fcnki bu fondun u\u011furlu f\u0259aliyy\u0259ti \u00fc\u00e7\u00fcn tam ba\u015fqa iqtisadi \u015f\u0259rait laz\u0131md\u0131r. Hans\u0131 \u00f6lk\u0259l\u0259rd\u0259 (m\u0259s\u0259l\u0259n, B.Britaniya, Almaniya v\u0259 s.) bel\u0259 iqtisadi \u015f\u0259rait \u00fcst\u00fcnd\u00fcrs\u0259, orada bu fondlar u\u011furla f\u0259aliyy\u0259t g\u00f6st\u0259rir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bunun \u00e7ox sad\u0259 izah\u0131 var. \u018fg\u0259r \u00f6lk\u0259d\u0259 a\u00e7\u0131lan m\u00fc\u0259ssis\u0259l\u0259r bir ne\u00e7\u0259 il sonra ba\u011flanm\u0131rsa, investisiyalar\u0131n RO\u0130 indeksi yuxar\u0131d\u0131rsa \u2013 investora ciddi g\u0259lir g\u0259tirirs\u0259, \u0259lind\u0259 pul olub iqtisadiyyata pul yat\u0131rmaq ist\u0259y\u0259n investorlar\u0131n v\u0259 ya dig\u0259r fondlar\u0131n investisiya h\u0259cml\u0259ri iqtisadiyyat\u0131n t\u0259l\u0259b etdiyi investisiya h\u0259cml\u0259rini \u00f6d\u0259m\u0259kd\u0259 \u00e7\u0259tinlikl\u0259 \u00e7\u0259kirs\u0259, o zaman \u00f6z\u0259l pensiya fondu yarad\u0131l\u0131b do\u011fru idar\u0259 edil\u0259c\u0259yi halda b\u00f6y\u00fck u\u011fur qazana bil\u0259r. Yaln\u0131z v\u0259t\u0259nda\u015f bu zaman \u00f6z \u0259ll\u0259ri il\u0259 bu g\u00fcn fonda qoydu\u011fu pulu 40-45 il sonra faizl\u0259 b\u0259rab\u0259r problemsiz \u015f\u0259kild\u0259 pensiya kimi alaca\u011f\u0131na \u0259min olar\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cHesab edir\u0259m ki, bir az da g\u00f6zl\u0259y\u0259k. D\u00f6vl\u0259t sosial m\u00fcdafi\u0259 fondunun s\u0259rb\u0259st v\u0259saitl\u0259rinin investisiyaya y\u00f6n\u0259ldilm\u0259si prosesinin n\u0259tic\u0259l\u0259ri \u00f6z\u0259l pensiya fondunun \u00f6z\u00fcn\u00fc nec\u0259 aparaca\u011f\u0131 il\u0259 ba\u011fl\u0131 bir s\u0131ra suallara cavab tapma\u011fa k\u00f6m\u0259k ed\u0259c\u0259k. \u018fg\u0259r s\u0259rb\u0259st v\u0259saitl\u0259r d\u00f6vl\u0259t fonduna g\u0259lir g\u0259tir\u0259rs\u0259 v\u0259 davaml\u0131 m\u00fcsb\u0259t dinamika izl\u0259n\u0259rs\u0259, o zaman \u00f6z\u0259l pensiya fondlar\u0131 haqq\u0131nda daha \u00fcr\u0259kl\u0259 dan\u0131\u015fmaq olar\u201d, \u2013 qeyd edib.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cAz\u0259rbaycanda \u00f6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131 \u00e7\u0259tin deyil. Laz\u0131mi normativ h\u00fcquqi s\u0259n\u0259d layih\u0259l\u0259ri haz\u0131rlan\u0131r, m\u00fcvafiq prosedurlar&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-21152","post","type-post","status-publish","format-standard","hentry","category-sosial"],"featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","covernews-slider-full":"","covernews-slider-center":"","covernews-featured":"","covernews-medium":"","covernews-medium-square":""},"author_info":{"display_name":"Veteran.az","author_link":"https:\/\/veteran.az\/?author=3"},"category_info":"<a href=\"https:\/\/veteran.az\/?cat=5\" rel=\"category\">Sosial<\/a>","tag_info":"Sosial","comment_count":"0","_links":{"self":[{"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts\/21152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21152"}],"version-history":[{"count":1,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts\/21152\/revisions"}],"predecessor-version":[{"id":21154,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts\/21152\/revisions\/21154"}],"wp:attachment":[{"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}