{"id":10026,"date":"2021-05-07T01:57:18","date_gmt":"2021-05-06T21:57:18","guid":{"rendered":"http:\/\/veteran.az\/?p=10026"},"modified":"2021-05-07T01:57:19","modified_gmt":"2021-05-06T21:57:19","slug":"kapitalbank-m%c9%99hk%c9%99m%c9%99y%c9%99-verilib-novb%c9%99d%c9%99-beyn%c9%99lxalq-bankdir-qazi-banklardan-xidm%c9%99td%c9%99n-imtinaya-gor%c9%99-kompensasiya-t","status":"publish","type":"post","link":"https:\/\/veteran.az\/?p=10026","title":{"rendered":"\u201cKapitalbank\u201d m\u0259hk\u0259m\u0259y\u0259 verilib, n\u00f6vb\u0259d\u0259 \u201cBeyn\u0259lxalq bank\u201dd\u0131r &#8212; Qazi banklardan xidm\u0259td\u0259n imtinaya g\u00f6r\u0259 kompensasiya t\u0259l\u0259b edir"},"content":{"rendered":"\n<p><strong>&#171;Respublikadan k\u0259narda m\u00fcalic\u0259y\u0259 ehtiyac\u0131 olan Qaraba\u011f qazisin\u0259 banklar\u0131n valyuta d\u0259yi\u015fm\u0259kd\u0259n imtinas\u0131na m\u0259hk\u0259m\u0259 qaydas\u0131nda h\u00fcquqi qiym\u0259t veril\u0259c\u0259k. Art\u0131q iki h\u0259ft\u0259dir \u0259lil-istehlak\u00e7\u0131 h\u00fcququ pozulan m\u00fc\u015ft\u0259ri Bak\u0131 \u015f\u0259h\u0259ri, Nizami rayon m\u0259hk\u0259m\u0259sin\u0259 iddia \u0259riz\u0259si il\u0259 m\u00fcraci\u0259t edib&#187;. Bu bar\u0259d\u0259 D\u0130A.AZ-a g\u00f6nd\u0259ril\u0259n m\u0259qal\u0259d\u0259 deyilir.<\/strong><\/p>\n\n\n\n<p>M\u0259qal\u0259d\u0259 daha sonra bildirilir: &#171;\u0130mtiyazl\u0131 \u015f\u0259xs cavabdeh \u201cKapitalbank\u201d\u0131n Nizami filial\u0131ndan valyuta d\u0259yi\u015fm\u0259kd\u0259n imtinaya, Prezident t\u0259qa\u00fcd\u00fcn\u0259 \u201cblok\u201d qoyub, inhisar\u00e7\u0131 m\u00f6vqeyind\u0259n sui-istifad\u0259 ed\u0259r\u0259k faiz tutmas\u0131na, \u201cBirbank\u201d t\u0259tbiqi sistemind\u0259 kartlar\u0131 aras\u0131nda pulk\u00f6\u00e7\u00fcrm\u0259 zaman\u0131 aldatma yolu il\u0259 m\u0259bl\u0259\u011fin 1 faizind\u0259n d\u0259 \u00e7ox komisyon haqq\u0131 tutmas\u0131na g\u00f6r\u0259 pozulmu\u015f istehlak\u00e7\u0131 h\u00fcquqlar\u0131n\u0131n b\u0259rpas\u0131n\u0131 v\u0259 maddi-m\u0259n\u0259vi ziyan\u0131n \u00f6d\u0259nilm\u0259sini t\u0259l\u0259b edir.<\/p>\n\n\n\n<p>Xat\u0131rladaq ki, art\u0131q 1 il 2 ayd\u0131r ki, banklar m\u00fc\u015ft\u0259ril\u0259r\u0259 valyuta sat\u0131\u015f\u0131 xidm\u0259ti g\u00f6st\u0259rm\u0259kd\u0259n imtina edir v\u0259 he\u00e7 bir yaz\u0131l\u0131 s\u0259n\u0259d t\u0259qdim etm\u0259d\u0259n , bu kobud h\u00fcquq pozuntusunu M\u0259rk\u0259zi Bank\u0131n g\u00f6st\u0259ri\u015fi il\u0259 \u201c\u0259sasland\u0131r\u0131rlar\u201d. T\u0259s\u0259vv\u00fcr edin, bankdan 3-5 kart\u0131 olan m\u00fc\u015ft\u0259risind\u0259n \u201cKapitalbank\u201d h\u0259r \u201cxidm\u0259t\u201dd\u0259 g\u0259lirl\u0259ri haqq\u0131nda b\u0259yannam\u0259 t\u0259l\u0259b edir v\u0259. .. bundan sonra da \u201cyuxar\u0131\u201ddan 3 saat \u00e7\u0259k\u0259n \u201clisenziya\u201dn\u0131 g\u00f6zl\u0259m\u0259y\u0259 m\u0259cbur edir. Etiraz ed\u0259nl\u0259r bank\u0131n m\u00fchafiz\u0259sin\u0259 cavabdeh olan polisl\u0259 \u201cc\u0259zaland\u0131r\u0131l\u0131r\u201d. 25 ildir q\u00fcvv\u0259y\u0259 minmi\u015f \u201c\u0130stehlak\u00e7\u0131lar\u0131n h\u00fcquqlar\u0131n\u0131n m\u00fcdafi\u0259si haqq\u0131nda\u201d qanunun t\u0259l\u0259bin\u0259 g\u00f6r\u0259, xidm\u0259td\u0259n h\u0259r hans\u0131 b\u0259han\u0259 il\u0259 imtina yolverilm\u0259zdir. \u201cKapitalbank\u201d is\u0259 c\u0259zas\u0131zl\u0131\u011f\u0131na o q\u0259d\u0259r arxay\u0131nd\u0131r ki, h\u0259tta Qaraba\u011f qazisinin Prezident t\u0259qa\u00fcd\u00fcn\u0259 6 ay blok qoyub, faiz tutandan sonra, t\u0259qa\u00fcd\u00fc \u201cblok\u201ddan azad edib\u201d. Bank \u201cblok\u201d t\u0259tbiqini kodun 3 d\u0259f\u0259 yanl\u0131\u015f daxil edilm\u0259si il\u0259 izah edib v\u0259 \u201cr\u00fcsum\u201d tutulduqdan sonra a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 bildirs\u0259 d\u0259, bu izah yet\u0259rli deyil. Sad\u0259 m\u0259ntiq deyir ki, niy\u0259 6 aydan sonra a\u00e7\u0131l\u0131b \u201cblok\u201d? Prezident t\u0259qa\u00fcd\u00e7\u00fcs\u00fc 6 ay faiz\u0259 borc g\u00f6t\u00fcr\u00fcb \u00e7\u00f6r\u0259k -d\u0259rman almal\u0131 idi?<\/p>\n\n\n\n<p>\u201c\u0130stehlak\u00e7\u0131lar\u0131n h\u00fcquqlar\u0131n\u0131n m\u00fcdafi\u0259si haqq\u0131nda\u201d 19 sentyabr 1996-c\u0131 il tarixli 1113 sayl\u0131 Az\u0259rbaycan Respublikas\u0131 Qanununun 26-c\u0131 madd\u0259sin\u0259 g\u00f6r\u0259, istehlak\u00e7\u0131lar\u0131n qanunvericilikl\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f h\u00fcquqlar\u0131n\u0131n m\u00fcdafi\u0259sini m\u0259hk\u0259m\u0259 h\u0259yata ke\u00e7irir. \u0130stehlak\u00e7\u0131lar\u0131n t\u0259l\u0259bl\u0259rini yerin\u0259 yetirm\u0259kl\u0259 yana\u015f\u0131, m\u0259hk\u0259m\u0259 h\u0259m\u00e7inin ona d\u0259ymi\u015f m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259sini d\u0259 h\u0259ll edir. Qanun a\u00e7\u0131q -a\u015fkar m\u00fc\u015ft\u0259ril\u0259rin m\u00fcdafi\u0259sind\u0259dir, amma m\u0259hk\u0259m\u0259l\u0259r, h\u0259l\u0259 ki, qanunu yox, qeyri-prosessual ili\u015fgil\u0259ri t\u0259tbiq edirl\u0259r. El\u0259 5 il qabaq h\u0259min Nizami rayon m\u0259hk\u0259m\u0259sinin (hakim Fikr\u0259t Mirz\u0259yev) t\u0259qa\u00fcd\u00fcnd\u0259n m\u0259hrum edil\u0259n iddia\u00e7\u0131n\u0131n \u0259riz\u0259sini icraata g\u00f6t\u00fcr\u00fcb 3 aydan sonra \u201cit-bata\u201d salmas\u0131 \u00e7ox \u015fey deyir. R\u0259hm\u0259tlik (\u201cinanca\u201d g\u00f6r\u0259, \u201cr\u0259hm\u0259t\u201d dem\u0259s\u0259n, 7 g\u00fclm\u0259c\u0259sini dan\u0131\u015fmal\u0131san) Molla N\u0259sr\u0259ddinin etdiyi kimi, bu d\u0259f\u0259 d\u0259 Nizami m\u0259hk\u0259m\u0259si iddian\u0131 it-bata salsa, ba\u015fqa m\u0259hk\u0259m\u0259y\u0259 \u00fcz tutmaq zorunday\u0131q. (Molla N\u0259sr\u0259ddin bir k\u0259nd\u0259 \u00e7atar-\u00e7atmaz hay-h\u0259\u015fir sal\u0131r ki, e\u015f\u015f\u0259yin\u0259 yem, \u00f6z\u00fcn\u0259 yem\u0259k verm\u0259s\u0259l\u0259r, o biri k\u0259ndd\u0259 etdiyini burda da ed\u0259c\u0259k. Dediyin\u0259 \u0259m\u0259l ed\u0259n k\u0259nd sakinl\u0259ri soru\u015fur ki, o biri k\u0259ndd\u0259 n\u0259 edib? Cavab verir ki, o biri k\u0259ndd\u0259 dediyim\u0259 \u0259m\u0259l etm\u0259dil\u0259r , ordan bu k\u0259nd\u0259 g\u0259ldim. Burda da yem\u0259k verilm\u0259s\u0259ydi, \u00e7\u0131x\u0131b ba\u015fqa k\u0259nd\u0259 ged\u0259c\u0259kdim.)<\/p>\n\n\n\n<p>\u201cBeyn\u0259lxalq Bank\u201d\u0131n su\u00e7u daha a\u011f\u0131rd\u0131r. Bu bank\u0131n xidm\u0259td\u0259n imtinas\u0131 v\u0259 \u00f6zba\u015f\u0131nal\u0131\u011f\u0131 Qaraba\u011f qazisinin hospitalda \u00f6l\u00fcml\u0259 sava\u015f\u0131na n\u0259d\u0259n olub. Eyni zamanda, PA-dan m\u00fc\u015ft\u0259rinin bank hesab\u0131na daxil olan v\u0259saitd\u0259n , \u00f6nc\u0259d\u0259n n\u0259z\u0259rd\u0259 tutulmad\u0131\u011f\u0131 halda, aldatma yolu il\u0259 \u00fcmumi m\u0259bl\u0259\u011fin 0.5 faizi h\u0259cmind\u0259 faiz tutulub. 5 ayd\u0131r qazi-m\u00fc\u015ft\u0259ri h\u00fcququnun b\u0259rpas\u0131n\u0131 t\u0259l\u0259b edir, baxan yoxdur.<\/p>\n\n\n\n<p>S\u00f6z m\u0259hk\u0259m\u0259nindir, g\u00f6r\u0259k, banklara qanunun g\u00fcc\u00fcn\u00fc g\u00f6st\u0259r\u0259c\u0259k , yoxsa bank\u0131n \u201cg\u00fcc\u00fc\u201dn\u0259 boyun \u0259y\u0259c\u0259k?&#187;<\/p>\n\n\n\n<p>\u0130ddia olunanlarla ba\u011fl\u0131 dia.az olaraq b\u00fct\u00fcn maraql\u0131 t\u0259r\u0259fl\u0259ri dinl\u0259m\u0259y\u0259 haz\u0131r\u0131q&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#171;Respublikadan k\u0259narda m\u00fcalic\u0259y\u0259 ehtiyac\u0131 olan Qaraba\u011f qazisin\u0259 banklar\u0131n valyuta d\u0259yi\u015fm\u0259kd\u0259n imtinas\u0131na m\u0259hk\u0259m\u0259 qaydas\u0131nda h\u00fcquqi qiym\u0259t&#8230;<\/p>\n","protected":false},"author":3,"featured_media":10027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-10026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-veteran"],"featured_image_urls":{"full":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",690,462,false],"thumbnail":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545-150x150.png",150,150,true],"medium":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545-300x201.png",300,201,true],"medium_large":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",640,429,false],"large":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",640,429,false],"1536x1536":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",690,462,false],"2048x2048":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",690,462,false],"covernews-slider-full":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",690,462,false],"covernews-slider-center":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",690,462,false],"covernews-featured":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545.png",690,462,false],"covernews-medium":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545-690x380.png",540,297,true],"covernews-medium-square":["https:\/\/veteran.az\/wp-content\/uploads\/2021\/05\/1764545-675x450.png",375,250,true]},"author_info":{"display_name":"Veteran.az","author_link":"https:\/\/veteran.az\/?author=3"},"category_info":"<a href=\"https:\/\/veteran.az\/?cat=12\" rel=\"category\">Veteran d\u00fcnyas\u0131<\/a>","tag_info":"Veteran d\u00fcnyas\u0131","comment_count":"0","_links":{"self":[{"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts\/10026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10026"}],"version-history":[{"count":1,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts\/10026\/revisions"}],"predecessor-version":[{"id":10028,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/posts\/10026\/revisions\/10028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=\/wp\/v2\/media\/10027"}],"wp:attachment":[{"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veteran.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}